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418 Terrace Lane Oswego, IL 60543 Residential - Single Family New

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  • 418 Terrace Lane , Oswego, IL 60543 Main Photo

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Description

Discover the potential in this spacious 4-bedroom, 2.5-bath home in the heart of Oswego, offering generous living spaces, a functional floor plan, and several major recent updates. A welcoming two-story foyer sets the tone as you enter, while large windows throughout fill the home with an abundance of natural light. The thoughtfully designed layout provides plenty of space for everyday living, entertaining, and working from home. Fresh interior paint and brand-new carpeting create a clean, neutral foundation, while still offering the next owner the opportunity to add their own style and personal touches. The partially finished basement adds valuable additional living space and features a dry bar-perfect for a recreation room, home office, fitness area, playroom, or game-day gatherings. Step outside to a generously sized backyard offering endless possibilities for outdoor entertaining, gardening, play, or simply relaxing and enjoying the outdoors. Major recent improvements add even more value, including a brand-new roof (August 2026), new water heater (July 2026), new air conditioner, and whole-home interior paint (Spring 2026), plus new carpet (summer 2026). Conveniently located near parks, walking trails, shopping, dining, and Oswego-area schools, this home offers the ideal combination of space, location, recent improvements, and opportunity. Whether you're looking for room to grow or a home you can personalize over time, this property is ready for its next chapter.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 2,245
Garage Size: 2
Attached Garage
Built in 2001
Elementary School: Prairie Point Elementary School
High School: Oswego High School
Middle School: Traughber Junior High School

General Information

Bedrooms: 4
Bathrooms: 3
Sqft: 2,245
County: Kendall
High School: Oswego High School
Listed By:
Keller Williams Infinity 630-778-5800
MRED MLS

Room Information

Bedroom 2: 13X10
Bedroom 3: 13X10
Bedroom 4: 12X12
Dining Room: 12X10
Family Room: 21X22
Kitchen: 13X12
Laundry: 9X6
Living Room: 16X13
Primary Bedroom: 18X14
$440,000
Est. $2,936/mo
4beds
3baths
2,245sqft
2cars
New to the Market New
BEDS4 BATHS2 full 1 partial SQUARE FEET2,245 MLS#12707891
STATUSNew PROPERTY TYPEResidential - Single Family SCHOOLDistrict 308

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418 Terrace Lane , Oswego, IL 60543.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $440,000$440,000$440,000
Down Payment $88,000$15,400$110,000
Monthly Mortgage Amount $2,196$2,695$2,740
Taxes $612$612$612
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$194$0
Monthly Estimated Total $2,936$3,629$3,480

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